I read a tweet once that basically said "your 20s is for chilling and 30s is for building".
You have got to be joking - I haven’t laughed harder in a very long time.
That tweet is so wrong. To build you need a foundation. Your 20s is for laying a solid foundation – in this case foundation with regards to investment. In your 30s and above you can consolidate on the foundation laid.
But, if you're already in your 30s and you feel this article isn’t for you - again you're wrong. As the saying goes "the best time to plant a tree was 20 years ago, the second-best time is now".
I started my 1st job 10 years ago, when I turned 21. And I had no savings culture or investment plan. This lingered for the 1st 5 years of my career. I went from zero salary to over one hundred thousand per month and my expenses surprisingly grew at the same pace